You can also prevent finance charges to be assessed on an “Invoice. There are two methods for this if you desire an invoice to be excluded from a customer’s balance while assessing finance charges. Assessing finance charges is a regular part of the Accounts Receivable workflow in QuickBooks. You assess “finance charges” when you have late fees, or there are some unpaid balances. In the below, we will discuss how to assess finance charges in QuickBooks Desktop.